Health Window | Vitality Health | Compare Health Insurance Cover

Find the best rates on Health Insurance in 3 simple steps

Let us help you do the hard work. Speak with an expert to help you get the best cover.

Enter your details

So we can start to understand your requirements.

Speak with an expert

Choose the right balance between cover and cost.

Confirm your policy

Receive the documentation for your cover.

Request a Free Quote Now

Why use us to help you find appropriate Vitality Health cover

Whether you are renewing an existing policy or looking for a new package for yourself or your family, simply complete our 1‑minute Health Window form for a no-obligation quote.

Tailored covers

Get the right individual and family Vitality Health cover.

Latest deals

Discover and access the hottest deals and offers.

Save time and money

We’ll help you find the best Vitality Health Insurance.

No more waiting

Skip the NHS queues with the best Vitality Health cover.

Find The Best Cover For You

About Vitality Health

Vitality Health offers one of the most comprehensive private medical covers on the market and has a 5-star Defaqto rating. Uniquely Vitality rewards you for healthier living with discounts and cashback across things like coffee, gym membership, cinema tickets, Apple Watch, Amazon Prime and more.

Vitality Health plans can be tailored to your needs and costs, including giving you control over the levels of outpatient cover, diagnostics, therapies, dental, mental health and advanced cancer cover to access drugs and therapies not approved for NHS due to cost. Face-to-face and digital GP services are also available, as is a 24/7 GP advice line.

Learn more about Vitality Health plans, which add-ons are relevant to you, how much they cost and how you can be rewarded for leading a healthier lifestyle.

Compare Health Insurance Quotes

AS SHOWN ON

Frequently Asked Questions

If I become sick, can I avoid waiting in NHS queues?

With a PMI policy in place you'll have access to expert private medical help should you need it; and depending upon the terms of your policy, the main costs of your treatment will be covered. Whilst the NHS does an amazing job, queues are inevitable for all but the most acute medical emergencies, and PMI policies are often taken to avoid those queues in the future, by being able to access expert private medical help.

What does a Private Medical Insurance policy cover?

Private health insurance plans are typically designed to cover treatment for short term, or acute, illnesses, diseases or injuries. Though the cover you get from private medical insurance depends upon the policy that you buy. Basic cover will usually pick up the cost for most in-patient treatments (tests and surgery) and day-care surgery. Some policies will extend to cover out-patient treatments (such as specialists and consultants)

But I'm healthy, so why would I want Private Medical Insurance?

A PMI policy, like all insurance policies, is your protection against the future and not the present. There's no better time to consider taking PMI than when you're healthy - if you wait to become sick it may be too late. Most policies won't cover pre-existing conditions that you've suffered in the 5 years prior to taking your policy - so getting cover while you're feeling fit and healthy is an effective way to lock in your good health.

Can I access treatments not available on the NHS?

In the UK, private healthcare is not subject to the same lengthy regulatory procedures as its public sector counterpart; so you may be able to obtain brand-new drugs, rehabilitation techniques and advanced therapeutic methods, before they become available to NHS patients. Some specialist drugs and treatments are considered too expensive for the NHS or may not have approval by NICE (England & Wales) or the SMC (Scotland).

Are there ways to reduce my Health Insurance cost?

Private health care costs vary between insurance providers but factors like your age, if you smoke, where you live (postcode) and the level of cover you choose will have an influence on your premium. In addition to comparing quotes, here are some ways to cut down the cost of your cover without having to make serious sacrifices:

1. You can choose to add a voluntary excess to your policy, i.e. an amount that you’ll have to contribute towards a claim. The excess amount can range from £0 to £1,000 and the higher your excess, the more you’ll contribute towards your healthcare costs and so the lower the premiums will be. Adding an excess of as little as £200 can cut premiums by as much as 10%.
2. You can choose to pay your premiums annually instead of monthly.
3. If you haven’t had to claim on your insurance for a certain length of time, then you could get a discount/no-claim bonus.
4. Insurers will rank each hospital and if you agree to exclude certain prestigious hospitals or the most expensive hospitals then this can help reduce your premiums.

Health Window is not an insurance company, but we provide you with a free service to compare multiple UK insurance providers quotes, helping you find the best value PMI deal and a policy that most closely matches your specific needs.

What are the top treatments claimed for?

To give an indication of the treatments commonly covered by private health insurance, the 2023 Private Healthcare Information Network (PHIN) report highlights the most common private procedures:

1. Musculoskeletal Problems (e.g., back, hip, knee, and neck pain)
2. Cancer (Oncology)
3. Digestive System Conditions (e.g., gastroenteritis, Crohn’s disease, irritable bowel syndrome)
4. Eye Conditions

Beyond these, other significant drivers of private healthcare demand include Heart & Circulatory Diseases, ENT (Ear, Nose & Throat) Treatments, Dental & Orthodontics, Gallbladder Removal, Dermatology, Mental Health Services, and Maternity & Fertility Treatments.

Compare Vitality Health and other leading UK providers to get the best rate

Find The Best Cover For You

Reviews

“

A professional health insurance expert was able to explain my options. I'm happy with the Health Window service and would definitely recommend it.
Pam Coe-Tibbits

”

“

Great service! Health Window has just saved me precious time and money and I've got the perfect health plan for me and my family.
Mr Philip Wilson

”

Health Window is not an insurance company. We offer a free service to help you obtain quotes from top UK insurers, making it easier to find the best value cover for your needs.

Our service is free to use without any obligation to accept the quotes that you receive.

Health Window is a trading name of Magnetise Choices Ltd. Magnetise Choices Ltd is an Appointed Representative of Richdale Brokers & Financial Services Ltd who are authorised and regulated by the Financial Conduct Authority (FCA) (Firm Reference Number: 769876).

Insurance details published on this site are for information purposes only and do not constitute financial advice.

By submitting the enquiry form you agree that: 1) The information you provide is true and accurate; 2) Health Window may at its sole discretion send the details of this enquiry to an appropriate authorised insurance broker for the purpose of providing health insurance quotes, and 3) the insurance broker may contact you for further information as required. We make every effort to ensure you receive quotes from the whole of the market, though sometimes we may introduce you to an appropriately authorised insurance broker who works with a limited number of providers. Certain products might also be exclusive to selected providers and intermediaries. We are happy to introduce you to an alternative agent upon request. We aim for accuracy and up-to-date information on our website, but errors and omissions may happen. Therefore, please refrain from considering this information as an absolute statement or representation of fact. Health Window is not an insurance company. We offer a free service, connecting you with an appropriately authorised firm who undertakes the Regulated Activity of Insurance Broking (as specified by the FCA) for comparing providers and obtaining a FREE no-obligation quote. We’re passionate about helping you get the best deal. Find out more about our compensation notice and money back in your pocket promise.

Premiums may vary depending on each individual’s circumstances.

* £22.91/month (~ £5.29/week) for a 31-year-old non-smoker in Northumberland, taking out Treatment Cover plan with £100 excess on first claim each year. £24.29/month (~ £5.61/week) for a 37-year-old non-smoker in Northumberland, taking out Treatment Cover plan with £250 excess on first claim each year. £37.12/month (~ £8.57/week) for a 50-year-old non-smoker in Northumberland, taking out Treatment Cover plan with £250 excess on first claim each year. All plans include limited cancer cover. Treatment Cover with £50,000 limit per policy year. Pricing part of WPA’s current promotion - varies by individual circumstances; other exclusions and plans apply. Analysis based on March 2025.

We use cookies to personalise this site and improve your browsing experience. View our Privacy/Cookie Policy for more information.

Magnetise Choices Ltd, Company Number 71329, with its registered address at Les Echelons Court, St Peter Port, Guernsey, GY1 1AR.

This page is powered by

Find Affordable Health Insurance